CASCO

The most popular voluntary type of car insurance that covers damage caused to a vehicle as a result of risks associated with its operation.

What can be insured?

• passenger vehicles (up to 10 years);
  
• Cargo vehicles, trailers to them and buses (up to 15 years);
  
• additional equipment installed on vehicles;
• motorcycles (up to 5 years).
  

What risks are covered by insurance?

• road accident;
  
• illegal actions of third parties;
  
• natural disasters (lightning strike, storm, hurricane, hail, earthquake, rural, landslide, flood), animal attack;
  
• hit of stones and objects;
  
• fire, explosion;
  
• theft.

Recommendations:

MTPL

Obligatory type of insurance, which provides compensation for harm caused to the life, health and property of victims during the exploitation of vehicles on the territory of Ukraine.

What can be insured?

• passenger cars regardless of the producing country;
  
• buses and specialized vehicles;
  
• minibuses (passenger and cargo);
  
• trucks, trailers;
  

What risks are covered by insurance?

• causing damage to the property of third parties;
• infliction of harm to the health of third parties.

Recommendations:

Voluntary insurance of civil liability

This type of insurance will provide compensation for harm caused to the injured as a result of an accident to third parties, if the amount of damage exceeds the limit of liability for the policy of compulsory motor third party liability insurance.

Recommendations:

Insurance of drivers and passengers against accidents

Insurance against accidents in transport covers compensation for damage caused to the life, health and efficiency of the driver and / or passengers of the insured vehicle as a result of an accident.

What can be insured?

• property interests that do not contradict the law and are related to the life and health of the insured person (driver / passengers).

What risks are covered by insurance?

• temporary disability;
  
• trauma that led to disability;
  
• death.

Recommendations:

Insurance of specialized technique

This type of insurance, which provides insurance for agricultural and special technique as property with the risks of CASCO.

What can be insured?

• self-propelled agricultural technique;
• mounted agricultural technique;
  
• special technique.

What risks are covered by insurance?

• Accident;
  
• illegal actions of third parties;
• overturning of the vehicle;
  
• theft;
  
• robbery;
  
• damage by water;
  
• the fall of the piloted flying objects;
  
• falling stones; falling objects;
  
• hail, rain and snowfall;
  
• storm, hurricane;
  
• landslide, selenium, subsidence of the ground, rockfall collapse, avalanche;
  
• earthquake, volcanic eruption, the action of underground fire;
  
• lightning strike;
  
• fire.

Recommendations:

Insurance of railway transport

Insurance of railway vehicles in case of damage.

What can be insured?

• Locomotives (electric locomotives, diesel locomotives, gas turbine locomotives etc.);
  
• units of motor wagon rolling stock (electric trains, diesel trains, turbo trains, cordless trains, etc.);
  
• Freight wagons (wagons intended for the carriage of goods);
  
• Passenger wagons (wagons intended for the carriage of passengers, as well as postal, baggage wagons, dining wagons, service wagons);
  
• railway containers of all kinds;
  
• special rolling stock (mobile units on the railway, including: buses and specialized vehicles).

What risks are covered by insurance?

• railway transport incidents (catastrophes, railway events (accidents), serious incidents);
  
• fire, explosion, sudden mechanical impact of unforeseen physical forces (man-made accidents);
  
• natural disasters (lightning, storm, storm, hurricane, rainstorm, hail, earthquake, mudflow, landslide, flood, etc.);
• illegal actions of third parties, including as a result of theft, robbery;
  
• the impact of vehicles other than rail;
  
• collision with animals;
  
• falling objects (stones, trees, etc.).

Recommendations:

Green Card

Mandatory liability insurance when visiting the countries of the "Green Card" system by car.

What can be insured?

• responsibility for the material damage that may be caused to the property, health and life of the victims in the territory of the member countries of the Green Card system.

What risks are covered by insurance?

• causing damage to the property of third parties;
  
• infliction of harm to the health of third parties.

Recommendations: