Business
Property insurance
Insurance of construction and installation risks
Insurance of construction and installation risks allows to protect the interests of the parties involved in the construction process (customer, contractor, subcontractor, designer, etc.), during the performance of such works as construction, repair, reconstruction and installation, modernization, commissioning of various equipment.
What can be insured?
- installation work;
- any objects of insurance;
- construction site equipment;
- construction machinery and equipment (cranes, equipment, etc.);
- property that is located next to the construction (installation) site;
- expenses for clearing the territory, extinguishing the fire, etc .;
- post-launch (guarantee) obligations;
- liability to third parties for causing physical damages (harm to life and health).
What risks are covered by insurance?
- fire, lightning strike;
- subsidence of the soil, collapse, landslide;
- natural disasters (earthquake, hurricane, flood, hail, etc.);
- illegal actions of third parties;
- explosion of gas cylinders, boilers and other technical and hydraulic equipment, apparatus, machines and other similar devices;
- falling cranes, lifted loads, blocks and parts;
- engineering network accidents;
- mistakes, carelessness in the performance of construction and installation works;
- collapse of structures or their sections and parts;
- short circuit;
- other hazards not included in the list of exceptions.
Recommendations:
Buy insurance products only from reliable and proven insurers. Send us an insurance application and we will help you make the right choice.ORDER THE CONSULTATION
Property insurance of enterprises
Property is one of the most important assets of the company, so insurance coverage is the key to successful development of your business.
What can be insured?
- buildings and constructions;
- equipment, machinery and mechanisms;
- interior finishing and engineering communications, fire-extinguishing systems, security systems;
- furniture, office equipment;
- computer networks;
- glass parts of building construction, outdoor advertising installations;
- expenses for repair and reconstruction of buildings and premises.
What risks are covered by insurance?
- fire, explosion of gas, of steam boilers, gas storage facilities, gas pipelines, machines and devices;
- natural disasters (earthquake, storm and hurricane, landslide, mudflow, sedimentation, flooding, hail, rainstorm, etc.);
- water damage from water, sewage, heating and fire-fighting systems;
- malicious actions of third parties, including theft with illegal penetration and robbery;
- breaking glass, mirrors and shop windows;
- breakdowns of storage equipment (including operating costs), cranes, racks, lifts, stackers, refrigeration equipment, etc.;
- the fall of manned aircraft and their debris;
- оther possible risks not included in the list of exceptions.
Recommendations:
Buy insurance products only from reliable and proven insurers. Send us an insurance application and we will help you make the right choice.ORDER THE CONSULTATION
Inventory insurance
Use inventory insurance programs to protect key sectors of your business from unforeseen circumstances and their consequences.
What can be insured?
Inventories, including:- products, goods, raw materials, semi-finished products, materials;
- gooods at the work;
- goods in unfinished production, such as food, household, computer office equipment, building materials,
- textile and footwear products, vehicles in the warehouse and in the cabin, products of metallurgy, etc.
What risks are covered by insurance?
- fire, explosion of gas, of steam boilers, gas storages, gas pipelines, machinery and apparatus;
- natural disasters;
- water damage from water, sewage, heating systems and fire fighting systems;
- illegal actions of third parties, including burglary and robbery;
- loss and damage of inventories in case of breakdown of refrigeration equipment.
Recommendations:
Buy insurance products only from reliable and proven insurers. Send us an insurance application and we will help you make the right choice.ORDER THE CONSULTATION
Mortgage insurance
One of the most common terms of lending secured by movable and immovable property is its compulsory insurance.
The insured may be individuals, legal entities and persons-entrepreneurs who are mortgagors of the bank (borrowers or property guarantors of the borrower).
The beneficiary is a bank or other credit and financial institution that issues a loan and which has the right to receive insurance indemnity in the amount of debt of the Insured (borrower) under the loan agreement.
What can be insured?
- buildings, structures, separate premises (including structural elements, internal and external decoration, built-in equipment and communications);
- production, technological, commercial, office equipment and household appliances;
- commodity-material values;
- objects of unfinished construction;
- land;
- motor transport, agricultural and special equipment;
- other property.
What risks are covered by insurance?
- fire, lightning, explosion;
- natural phenomena;
- water damage from water, sewage, heating and fire systems as a result of their rupture or overflow;
- sprinkler systems;
- theft (robbery);
- illegal actions of third parties;
- transport damage;
- breaking glass.
Recommendations:
Buy insurance products only from reliable and proven insurers. Send us an insurance application and we will help you make the right choice.ORDER THE CONSULTATION
Equipment breakdown insurance
Insurance of machines, mechanisms and equipment against breakdowns allows the company to optimize the process of planning costs to maintain the fleet of equipment in working order.
What can be insured?
- production equipment;
- compressor installations;
- pumps;
- machine tool park;
- mechanisms and tools;
- gas, steam turbines, steam boilers, boilers, industrial transformers, generators.
What risks are covered by insurance?
- unforeseen breakdowns or defects;
- ripping of cables and chains;
- staff errors;
- overload, overheating, vibration, jamming, clogging mechanism, pressure change and "fatigue mechanism";
- explosion of steam boilers, internal combustion engines;
- breakage or malfunction of protective devices.
Recommendations:
Buy insurance products only from reliable and proven insurers. Send us an insurance application and we will help you make the right choice.ORDER THE CONSULTATION